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Fees and
Financial Matters:
Please discuss availability, fees and payment options as well as
questions about insurance coverage in your initial phone
conversation with the therapist. These matters will also be reviewed
at the start of the first appointment so there is no confusion. If
the service you need may be covered by insurance, we would be happy
to help you clarify the coverage and bill the insurance company for
you. The Integral Psychology Center is able to bill most insurance
plans.
If your health insurance plan has a provider network and you don’t
find us in it, you may have an out-of-network benefit that would
apply to us. If that situation does not look good but you otherwise
think we would be a good fit for you, call us anyway; we can discuss
ways to make it work financially, or, if not, we may be able to
recommend someone in your network. While we are in more networks
than we can keep current here, we will mention that we are SHIP
providers for UW-Madison students.
Many people these days are preserving freedom of choice through
"point of service" insurance plans, which allow you to see the
therapist of your choice with a somewhat higher deductible than if
you see someone on the insurance company's panel. If you currently
have an HMO, you may wish to speak with your employer’s benefits
specialist about this option.
For reasons of confidentiality, more people are choosing to self-pay
for our services and not use health insurance. Some people are also
eligible for Medical Savings Accounts that will allow them to deduct
the cost of our services from their taxes.
What is fair value for psychological services with a licensed
masters or doctoral level therapist? Hard to say. Our fees are not
the highest in the area, nor are they the lowest. But it can easily
cost you more per half hour to get a hair cut. We try to be fair to
all concerned.
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